card complete, one of the largest Austrian credit card Issuer, has chosen Opentech for the design, development and operational management of complete Control, the multi-channel service platform designed to provide Customers with digital value-added services.
The solution includes a Customer portal and wallet apps for iOS and Android enabling a complete management of the cards: self care Security, Statements, change of 3DS Codes, PIN resending. Moreover, thanks to the embedded OpenPay™ Strong Customer Authentication System, the apps can be used as signing devices to authorize operations that require a PSD2 compliant Strong Customer Authentication (also including 3DS Payments).
The complete Control platform is provided with a feature-rich administration portal for Customer support.
Swiss Bankers Prepaid Services Ltd (Swiss Bankers) is a leading Issuer of prepaid cards in Switzerland, distributed through most Swiss banks. Swiss Bankers selected Opentech's OpenPay™ as the platform for their new «MyCard» app, providing card management, security and notification features.
Thanks to the direct interconnection with MasterCard's InControl and MTS systems, OpenPay™ is the one stop shop solution for card management, with very limited impacts on the Banks' IT systems. OpenPay™ has been chosen for its flexibility in customization, and for its forward looking roadmap of features, including the integration with MasterCard MDES for mobile payment.
The service is operated within Opentech PCI DSS infrastructure, hosted by a major Cloud provider and monitored end-to-end 24x7. The «MyCard» app is being used worldwide by customers, and is available in four languages: English, German, French and Italian.
3DS operations can be seamless authorized within the mobile app by leveraging Biometric Authentication. The feature - that involves both Computer Associated Arcot as 3DS Provider and Opentech for the user authentication service - has been certified as a Mastercard Identity Check solution.
BNL and Hello bank! are Banks of BNP Paribas Group. BNL PAY and Hello! PAY are customizations of OpenPay™ that aims to be the daily-use mobile payment app.
Both solutions are live as Convergent Wallet, including HCE payments (leveraging the MDES platform), MasterPass payments, card management, Expense tracking, P2P payments, self-care security features and loyalty card support.
BNL PAY and Hello! PAY launched on the market the Unlock & Pay authentication, the payment pattern that allows you to make quick and secure proximity payments by just unlocking the smartphone and tapping the POS.
The service is operated within Opentech PCI DSS infrastructure and monitored end-to-end 24x7.
ING BANK Itay selected Opentech platform for their mobile channel launched in December 2010. The solution, initially providing optimized mobile site for smartphones and feature phones, has been extended in December 2012 with native apps for iOS and Android, and in 2014 with the strong authentication solution designed by Opentech.
Bank Austria’s BusinessNet App, the mobile solution developed by Opentech for Bank Austria’s business customers, is currently one of the most complete mobile banking services available in the Austrian Market. The product is of strategic importance within the Bank's services offer as it is able to turn the user's smartphone into a secure signing device to authorize operations started on other channels.